upcoming child related expenses:

hospital stay
diapers
little mozart dvds
bouncing balls
piano lessons
private chinese tutor
ballet/or baseball
frequent educational trips to europe
ice-skating lessons
swim lessons
dive lessons
tennis lessons
summer camps
puppet shows
build your own teddy bear
ice-cream floats
day fare to disney world
cotton candy at the fair
first crappy car
and last but not least,
college.......

but no worries, check out our savings.